Mobile navigation menu icon

giant Certificate of Deposit (CDs)

Because giantbank.com doesn’t have the overhead expenses that a brick and mortar bank does, we’re able to offer you tremendous rates on our giant Certificates of Deposit or “CDs”.



look into a giantbank.com Certificate of Deposit (CDs)

  • Open with a $2,500 minimum deposit
  • We offer a variety of terms from 3 months to 60 months.
  • Online account history.
  • Transfer interest to your giantbank.com Checking or giantbank.com Money Market Account


Applications submitted with the involvement of a third party, such as a brokerage house or investment advisor, will NOT be accepted. The interest rate applied to your account is established at the time of acceptance of a completed and approved application along with receipt of funds for the opening deposit.

CD* APYs

TERM INTEREST RATE **APY
91 day Apply Online > Apply by Mail > .35% .35%
6 month Apply Online > Apply by Mail > .75% .75%
9 month Apply Online > Apply by Mail > .75% .75%
12 month Apply Online > Apply by Mail > 1.90% 1.91%
24 month Apply Online > Apply by Mail > 2.10% 2.13%
36 month Apply Online > Apply by Mail > 2.10% 2.13%
60 month Apply Online > Apply by Mail > 2.40% 2.43%

$2,500 minimum balance required to obtain stated APY for giantbank.com Certificate of Deposit


The following disclosures relate to giantbank.com Certificate of Deposit online account opening

  • Opening deposit between $2,500 and $50,000
  • Available funding methods include: Check, Wire, Internal Transfer from giantbank.com account
  • "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products. Internal Transfers subject to $50,000 maximum.

*A Certificate of Deposit requires a $2,500 minimum deposit to open account.
We may impose a penalty if you withdraw any or all of the funds before the maturity date. A time deposit from which withdrawals are made must impose an early withdrawal penalty of at least 7 days simple interest on amounts withdrawn within 6 days after the account is opened or 6 days after a previous withdrawal.
If the term is 30 days to 12 months, you are subject to a 6 month interest penalty.
If the term is more than 12 months, you are subject to a 9 month interest penalty.

** Annual Percentage Yield (APY) as of 06/23/2018. Interest rates are subject to change without notification. Certain fees may reduce earnings.