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Personal Banking APYs

Welcome to giantbank.com personal banking. This is our hub for providing you with the rate information you seek in order to make the best decision for you. We offer a complete online account opening experience as well as a mail-in application which you can complete using a printable online form.

Please use the tool bar above to check out our personal accounts in more detail. Should you have questions please use any of our contact us buttons to get in-touch. We look forward to providing you with a giant experience.



 

BALANCE INTEREST RATE **APY

Interest Checking

$.01 - $999.99 Apply Online > Apply by Mail > 0.00% 0.00%
$1,000.00 - $9,999.99 Apply Online > Apply by Mail > .15% .15%
$10,000.00 - $24,999.99 Apply Online > Apply by Mail > .20% .20%
$25,000.00 or Greater Apply Online > Apply by Mail > .20% .20%

The following disclosures relate to giantbank.com Interest Checking online account opening

  • Opening deposit between $100 and $2,500
  • Available funding methods include: Check, Wire, Internal Transfer from giantbank.com account, External Transfer from non-giantbank.com account, and Credit/Debit Card
  • "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products. Internal Transfers subject to $50,000 maximum. External Transfers subject to $2,500 maximum. Credit/Debit Card subject to $500 maximum.
BALANCE INTEREST RATE **APY

Money Market

$.01 - $999.99 Apply Online > Apply by Mail > 0.00% 0.00%
$1,000.00 - $99,999.99 Apply Online > Apply by Mail > .50% .50%
$100,000 or Greater Apply Online > Apply by Mail > .60% .60%

The following disclosures relate to giantbank.com Money Market online account opening

  • Opening deposit between $1,000 and $2,500
  • Available funding methods include: Check, Wire, Internal Transfer from giantbank.com account and External Transfer from non-giantbank.com account
  • "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products. Internal Transfers subject to $50,000 maximum. External Transfers subject to $2,500 maximum.
TERM INTEREST RATE **APY

CD*

91 day Apply Online > Apply by Mail > .35% .35%
6 month Apply Online > Apply by Mail > .75% .75%
9 month Apply Online > Apply by Mail > .75% .75%
12 month Apply Online > Apply by Mail > 1.75% 1.76%
24 month Apply Online > Apply by Mail > 1.95% 1.97%
36 month Apply Online > Apply by Mail > 1.95% 1.97%
60 month Apply Online > Apply by Mail > 2.25% 2.27%

$2,500 minimum balance required to obtain stated APY for giantbank.com Certificate of Deposit


The following disclosures relate to giantbank.com Certificate of Deposit online account opening

  • Opening deposit between $2,500 and $50,000
  • Available funding methods include: Check, Wire, Internal Transfer from giantbank.com account
  • "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products. Internal Transfers subject to $50,000 maximum.

*A Certificate of Deposit requires a $2,500 minimum deposit to open account.
We may impose a penalty if you withdraw any or all of the funds before the maturity date. A time deposit from which withdrawals are made must impose an early withdrawal penalty of at least 7 days simple interest on amounts withdrawn within 6 days after the account is opened or 6 days after a previous withdrawal.
If the term is 30 days to 12 months, you are subject to a 6 month interest penalty.
If the term is more than 12 months, you are subject to a 9 month interest penalty.

** Annual Percentage Yield (APY) as of 04/21/2018. Interest rates are subject to change without notification. Certain fees may reduce earnings.