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Personal Banking APYs

 

BALANCE INTEREST RATE **APY

Interest Checking

$.01 - $999.99 Apply Online > Apply by Mail > 0.00% 0.00%
$1,000.00 - $9,999.99 Apply Online > Apply by Mail > .15% .15%
$10,000.00 - $24,999.99 Apply Online > Apply by Mail > .20% .20%
$25,000.00 or Greater Apply Online > Apply by Mail > .20% .20%

The following disclosures relate to giantbank.com Interest Checking online account opening

  • Opening deposit between $100 and $2,500
  • Available funding methods include: Check, Wire, Internal Transfer from giantbank.com account, External Transfer from non-giantbank.com account, and Credit/Debit Card
  • "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products. Internal Transfers subject to $50,000 maximum. External Transfers subject to $2,500 maximum. Credit/Debit Card subject to $500 maximum.
BALANCE INTEREST RATE **APY

Money Market

$.01 - $999.99 Apply Online > Apply by Mail > 0.00% 0.00%
$1,000.00 - $99,999.99 Apply Online > Apply by Mail > .65% .65%
$100,000 or Greater Apply Online > Apply by Mail > .75% .75%

The following disclosures relate to giantbank.com Money Market online account opening

  • Opening deposit between $1,000 and $2,500
  • Available funding methods include: Check, Wire, Internal Transfer from giantbank.com account and External Transfer from non-giantbank.com account
  • "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products. Internal Transfers subject to $50,000 maximum. External Transfers subject to $2,500 maximum.
TERM INTEREST RATE **APY

CD*

91 day Apply Online > Apply by Mail > .35% .35%
6 month Apply Online > Apply by Mail > .75% .75%
9 month Apply Online > Apply by Mail > .75% .75%
12 month Apply Online > Apply by Mail > 1.90% 1.91%
24 month Apply Online > Apply by Mail > 2.10% 2.13%
36 month Apply Online > Apply by Mail > 2.10% 2.13%
60 month Apply Online > Apply by Mail > 2.40% 2.43%

$2,500 minimum balance required to obtain stated APY for giantbank.com Certificate of Deposit


The following disclosures relate to giantbank.com Certificate of Deposit online account opening

  • Opening deposit between $2,500 and $50,000
  • Available funding methods include: Check, Wire, Internal Transfer from giantbank.com account
  • "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products. Internal Transfers subject to $50,000 maximum.

*A Certificate of Deposit requires a $2,500 minimum deposit to open account.
We may impose a penalty if you withdraw any or all of the funds before the maturity date. A time deposit from which withdrawals are made must impose an early withdrawal penalty of at least 7 days simple interest on amounts withdrawn within 6 days after the account is opened or 6 days after a previous withdrawal.
If the term is 30 days to 12 months, you are subject to a 6 month interest penalty.
If the term is more than 12 months, you are subject to a 9 month interest penalty.

** Annual Percentage Yield (APY) as of 06/23/2018. Interest rates are subject to change without notification. Certain fees may reduce earnings.