Online Banking
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Personal Banking APYs
Welcome to giantbank.com personal banking. This is our hub for providing you with the rate information you seek in order to make the best decision for you. We offer a complete online account opening experience. Simply click "Apply Online" next to the account you wish to open.
Please use the tool bar above to check out our personal accounts in more detail. Should you have questions please use any of our contact us buttons to get in-touch. We look forward to providing you with a giant experience.
Interest Checking
| BALANCE | INTEREST RATE | APY** | |
|---|---|---|---|
| $.01 - $999.99 | APPLY ONLINE > | 0.00% | 0.00% |
| $1,000.00 - $9,999.99 | APPLY ONLINE > | 0.25% | 0.25% |
| $10,000.00 - $24,999.99 | APPLY ONLINE > | 0.25% | 0.25% |
| $25,000.00 or Greater | APPLY ONLINE > | 0.25% | 0.25% |
The following disclosures relate to giantbank.com Interest Checking online account opening
- Minimum opening deposit of $100.
- Available funding methods include: Internal Transfer from giantbank.com account, External Transfer from non-giantbank.com account, and Credit/Debit Card. Dollar limitations apply. Contact giantbank.com Customer Care toll-free at (877) 446-4200 for additional details.
- “Additional Offers” accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products.
- ** Annual Percentage Yield (APY) as of 8/13/2026. Interest rates are subject to change without notification. Certain fees may reduce earnings.
Money Market
| BALANCE | INTEREST RATE | APY** | |
|---|---|---|---|
| $.01 - $999.99 | APPLY ONLINE > | 0.00% | 0.00% |
| $1,000.00 - $99,999.99 | APPLY ONLINE > | 0.25% | 0.25% |
| $100,000 or Greater | APPLY ONLINE > | 0.30% | 0.30% |
The following disclosures relate to giantbank.com Money Market online account opening
- Minimum opening deposit of $1,000.
- Available funding methods include: Internal Transfer from giantbank.com account, External Transfer from non-giantbank.com account, and Credit/Debit Card. Dollar limitations apply. Contact giantbank.com Customer Care toll-free at (877) 446-4200 for additional details.
- “Additional Offers” accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products.
- Monthly transaction limit: $10 fee for each withdrawal in excess of six per statement cycle.
- ** Annual Percentage Yield (APY) as of 8/13/2026. Interest rates are subject to change without notification. Certain fees may reduce earnings.
CD*
| BALANCE | INTEREST RATE | APY** | |
|---|---|---|---|
| 91 day | APPLY ONLINE > | 1.75% | 1.77% |
| 6 month | APPLY ONLINE > | 2.00% | 2.02% |
| 12 month | APPLY ONLINE > | 2.25% | 2.28% |
| 24 month | APPLY ONLINE > | 2.50% | 2.53% |
| 36 month | APPLY ONLINE > | 2.50% | 2.53% |
| 60 month | APPLY ONLINE > | 2.50% | 2.53% |
The following disclosures relate to giantbank.com Certificate of Deposit online account opening
- Minimum opening deposit of $2,500.
- Available funding methods include: Internal Transfer from giantbank.com account, External Transfer from non-giantbank.com account, and Credit/Debit Card. Dollar limitations apply. Contact giantbank.com Customer Care toll-free at (877) 446-4200 for additional details.
- “Additional Offers” accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products.
- ** Annual Percentage Yield (APY) as of 8/13/2026. Interest rates are subject to change without notification. Certain fees may reduce earnings.
*A Certificate of Deposit requires a $2,500 minimum deposit to open account.
We may impose a penalty if you withdraw any or all of the funds before the maturity date. A time deposit from which withdrawals are made must impose an early withdrawal penalty of at least 7 days simple interest on amounts withdrawn within 6 days after the account is opened or 6 days after a previous withdrawal.
If the term is 30 days to 12 months, you are subject to a 6 month interest penalty.
If the term is more than 12 months, you are subject to a 9 month interest penalty.
** Annual Percentage Yield (APY) as of 8/13/2026. Interest rates are subject to change without notification. Certain fees may reduce earnings.
